Investigating Motivational Factors: Riba Avoidance, Religiosity, Reputation, Social Environment, and Sharia Bank Product Adoption

Introduction: This study aims to examine and analyze the influence of motivation avoid riba, religiosity, reputation social environment Al-Islam Islamic Boarding School alumni Joresan Mlarak Ponorogo on decision use banking products. Research Methods: used a quantitative approach with data collection techniques using questionnaires 97 respondents. The sampling technique snowball analysis multiple linear regression. Results: results indicates that have an effect bank Conclusion: findings highlights importance Banking considering by individuals make decisions regarding their choices.